Today is a national holiday in Germany: Tag der Deutschen Einheit or German Unity Day. It is the celebration of the reunification of Germany after it was divided at the end of World War II. The division and the Berlin wall were both symbols of the cold war. As the Soviet Union and the Eastern Block crumbled so did the government in East Germany. The opening of boarders in Eastern Europe led to the Berlin wall coming down and the Reunification in 1990.
Today is the 21st anniversary of the reunification and Germany is celebrating:
Even Google’s getting in on it.
Since the House of Representatives voted to pass health reform legislation on Sunday night, the legislative process and its political impact have been the focus of all the newspapers and cable TV pundits.
Outside of DC, however, many Americans are trying to cut through the chatter and get to the substance of reform with a simple question: “What does health insurance reform actually mean for me?” To help, we’ve put together some of the key benefits from health insurance reform.
Let’s start with how health insurance reform will expand and strengthen coverage:
* This year, children with pre-existing conditions can no longer be
denied health insurance coverage. Once the new health insurance
exchanges begin in the coming years, pre-existing condition
discrimination will become a thing of the past for everyone.
* This year, health care plans will allow young people to remain on
their parents’ insurance policy up until their 26th birthday.
* This year, insurance companies will be banned from dropping people
from coverage when they get sick, and they will be banned from
implementing lifetime caps on coverage. This year, restrictive
annual limits on coverage will be banned for certain plans. Under
health insurance reform, Americans will be ensured access to the
care they need.
* This year, adults who are uninsured because of pre-existing
conditions will have access to affordable insurance through a
temporary subsidized high-risk pool.
* In the next fiscal year, the bill increases funding for community
health centers, so they can treat nearly double the number of
patients over the next five years.
* This year, we’ll also establish an independent commission to
advise on how best to build the health care workforce and increase
the number of nurses, doctors and other professionals to meet our
country’s needs. Going forward, we will provide $1.5 billion in
funding to support the next generation of doctors, nurses and
other primary care practitioners — on top of a $500 million
investment from the American Recovery and Reinvestment Act.
Health insurance reform will also curb some of the worst insurance industry practices and strengthen consumer protections:
* This year, this bill creates a new, independent appeals process
that ensures consumers in new private plans have access to an
effective process to appeal decisions made by their insurer.
* This year, discrimination based on salary will be outlawed. New
group health plans will be prohibited from establishing any
eligibility rules for health care coverage that discriminate in
favor of higher-wage employees.
* Beginning this fiscal year, this bill provides funding to states
to help establish offices of health insurance consumer assistance
in order to help individuals in the process of filing complaints
or appeals against insurance companies.
* Starting January 1, 2011, insurers in the individual and small
group market will be required to spend 80 percent of their premium
dollars on medical services. Insurers in the large group market
will be required to spend 85 percent of their premium dollars on
medical services. Any insurers who don’t meet those thresholds
will be required to provide rebates to their policyholders.
* Starting in 2011, this bill helps states require insurance
companies to submit justification for requested premium increases.
Any company with excessive or unjustified premium increases may
not be able to participate in the new health insurance exchanges.
Reform immediately begins to lower health care costs for American families and small businesses:
* This year, small businesses that choose to offer coverage will
begin to receive tax credits of up to 35 percent of premiums to
help make employee coverage more affordable.
* This year, new private plans will be required to provide free
preventive care: no co-payments and no deductibles for preventive
services. And beginning January 1, 2011, Medicare will do the same.
* This year, this bill will provide help for early retirees by
creating a temporary re-insurance program to help offset the costs
of expensive premiums for employers and retirees age 55-64.
* This year, this bill starts to close the Medicare Part D ‘donut
hole’ by providing a $250 rebate to Medicare beneficiaries who hit
the gap in prescription drug coverage. And beginning in 2011, the
bill institutes a 50% discount on prescription drugs in the ‘donut
Director, White House Office of Health Reform
If you are going to protest something shouldn’t you know what it is you are protesting??
I just realized there is another Tea Party protest planned for the 4th of July. Seriously? I mean, even if I don’t necessarily agree or disagree, I understand why people are protesting, and it is your constitutional right to be allowed to protest. However, how many of you really know where the name “Tea Party” protest comes from.
The fundamental reason that the original Boston Tea Party happened has nothing to do with why people are protesting today. For the history of the tea party check out this site: Boston Tea Party History Now, I do agree that the proverbial “straw that broke the camels back”, was when the British government authorized East India Co. to sell tea to the colonies without the usual tariffs and such. But, the basis of the protest was, “no taxation without representation”. What that means is that the British government was taxing the colonies, but the colonies had no voice in the British government and had no part in the decisions made to govern the colonies.
Fast forward to 2009. Do the people of the USA have representation in the government that governs them? YES! If you answer no, then I recommend that you find your local community college and enroll in a course on US Government. Every citizen in the US has many ways to get their voice heard. Starting with your local government. Here’s a list of some of the ways you are represented:
If you feel that you are not represented. Then pick up the phone, send an email or even a letter to someone on the above list.
Like I said in the beginning of this post. I’m all for protests, without them the USA would not be what it is today, but please take the tea bags off your heads. You look ridiculous! Plus, it ruins any credibility that your protest might have.
Comcast has been going on about how if you are a Comcast subscriber you need to update to digital cable because of the transition to digital that is going on for TVs with antennae. This has nothing to do with digital cable. Comcast also keeps whining about internet issues and their infrastructure. See also: Net Neutrality a Letter To Us Senator Arlen Specter Yet they have a virtual monopoly on the cable industry in many parts of the country.
The FCC is finally looking into the pricing structure of the cable industry including Verizon and their FiOS service:
The agency wants to ensure the companies’ customers are getting treated fairly, FCC Chairman Kevin Martin said in an interview with The Associated Press.
“I’m certainly concerned with the increasing cable prices that consumers are facing,” Martin said. “They are getting less and being charged the same or more.”
Read the whole article here: FCC to probe pricing policies of cable, Verizon (AP)
Isn’t there an ordinance for how early you can mow the lawn?? If there isn’t there should be. One of my neighbors is now in the habit of cutting his grass at 6am!! I mean come on…. It wakes me up every time! Just bloody annoying…
Every once and a while I post something that is.. well political. Last Friday, I had a very brief discussion with a friend about taxes. One of my comments was that we are one if not the lowest taxed industrialized countries. I also, said I think we are under taxed. Well, I was reminded of this today when I read a statement from Michael Moore (see quote below). Of course about now many of you are probably branding me as a bleeding heart liberal intent on big government blah, blah… Just for saying that I think we are under taxed, and I must be a liberal if I mention Michael Moore. I will only caution that we should all drop the silly categorizations (Liberal, Conservative, etc..) and actually think about things. If we can get past the laziness of these labels, maybe, just maybe some things will actually change for the better.
With that said let me clarify. Our government spends billions upon billions on a war that was never officially declared war. (For it to be an official war, congress must declare war. The president has a constitutional right to move troops but not to declare war.) Congress never declared war on Iraq. Here’s an article to support that. Who Can Declare War? Backgrounder and Research Guide and Section 8: Powers of Congress But, that is another topic. Even as the US goes further and further in debt, taxes are cut and the administration claims it is trimming the budget. Now, none of the trimming is coming off of the “War in Iraq”. It’s coming from things like after school programs, literacy programs, they tried with social security as well as health care. Now, it would seem very obvious to me, what is more important use of US tax dollars: A widely discredited “war”, or programs that directly help the American people? In the end though, the USA general public is broadly mislead to believe that a tax cut is really going to help them and help put more money in their pockets. And still we continue to have alarming numbers of bankruptcies in the US. One of the major causes of bankruptcy is medical bills. This brings me to the Moore quote. I leave the rest to him:
“THAT’S the only thing we should be talking about. How profit and greed are killing our fellow Americans. How profit and private insurance have to be removed from our health care system. CNN should join me in asking why our 9/11 rescue workers aren’t receiving medical care. Somebody should send a crew to Canada to find out why they live longer than we do, and why no Canadian has ever gone bankrupt because of medical bills. And all of the media should start saying how much it costs to go to a doctor in these other top industrialized countries: Nothing. Zip. It’s FREE. Don’t patronize Americans by saying, “Well, it’s not free — they pay for it with taxes!” Yes, we know that. Just like we know that we drive down a city street for FREE — even though we paid for that street with our taxes. The street is FREE, the book at the library is FREE, if your house catches on fire, the fire department will come and put it out for FREE, and if someone snatches your purse, the police officer will chase down the culprit and bring your purse back to you — AND HE WON’T CHARGE YOU A DIME FROM THAT PURSE!
These are all free services, collectively socialized and paid for with our tax dollars. To argue that health care — a life and death issue for many — should not be considered in the same league is ludicrous and archaic. And trust me, once you add up what you pay for out-of-pocket in premiums, deductibles, co-pays, overpriced medicines, and treatments that aren’t covered (not to mention all the other things we pay for like college education, day care and other services that many countries provide for at little or no cost), we, as Americans, are paying far more than the Canadians or Brits or French are paying in taxes. We just don’t call these things taxes, but that’s exactly what they are.”
Jury duty, today through Friday…. ugh.